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A Winter Coverage Check for Alaska Drivers

Before the first real snow, a few minutes with your auto policy can save a lot of trouble later. Here is what to look at.

Winter in the Mat-Su comes fast. Before the roads turn, it is worth pulling out your auto policy and making sure it still fits the way you drive from October to April.

Start with the basics

Look at your liability limits first. They pay for damage and injuries you cause to other people, and a slide through an icy intersection is exactly the kind of accident they are there for.

  • Collision can help pay to repair your own vehicle after an accident, including one on ice.
  • Comprehensive can help with damage that is not a collision, such as a moose strike or a falling branch.
  • Emergency road service can help when you are stuck in a ditch or need a tow.

Think about the other vehicles in the garage

If a snow-machine or ATV comes out when the snow does, check that it has its own coverage. An auto policy usually does not follow you onto the trail.

Not sure where your policy stands? We are happy to go through it with you.

Get the coverage you need with the local service you deserve, from Monica Johnson's GEICO Insurance Agency.